Leasing

 

How does leasing work?

1. We start with your investment requirements and identify the asset and its equipment.

2. We procure and finance your equipment and let you use it in return for a leasing fee that covers the loss in value. The leasing contract you sign with Crédit Agricole sets out the general conditions: The period of use, the amount of the rental fee and what happens to the asset at the end: whether you return it or buy it.

3. Depending on the sector and the asset, finance leases may also include additional services such as insurance.

4. As the lessee, you use the asset for the agreed period and pay your monthly instalments to Credit Agricole. These may be fixed, or based on your income (pay-as-you-earn) or your budget.

5. At the end of the agreed period, depending on the type of lease, you have several options: you can return the vehicle to us and lease a new, more modern vehicle. You can also extend the contract or purchase the equipment and continue to use it.